About Us
What Makes Us Different?

At Top Flite, we believe that you’re more than just a credit score. This means that we assist clients that most financial institutions turn away. In fact, 95% of the loans we provide are for existing homeowners with less than perfect credit.

  • Loan approvals for homeowners with credit scores as low as 500.
  • A unique approach to to structuring loans customized to your specific financial situation.
  • Maximum cash-out options to help you pay off debt, improve the value of your home, or save for a rainy day.
  • Bank statement programs for the self-employed
  • Quick turn times – close in weeks, not months.
  • Mobile app to track your loan progress and upload documents
Apply for a loan online

Download Our Top Flite Financial Mobile App

Loan Calculators
Detailed calculators help you figure out payments.
Document Scanner
Once you're approved for a loan, securely scan and upload docs from your phone.
Loan Applications
Create an account today to apply for a loan with Top Flite Financial
Our Most Popular Loan Types

We specialize in cash-out refinance loans!

  • Fixed rates
  • Close in less than 30 days
  • Cash-out up to 80% 
  • Common sense underwriting
  • Dedicated client success manager
  • Ability to approve credit scores down to 500
Learn More
  • Fixed rates
  • No down payment required on home purchases
  • Common sense underwriting
  • Ability to approve credit scores down to 500
Learn More
Top Flite Financial

Our Process Flow